/* =====================================================================
   Assurexcel x Stoïk – Landing cyber
   Charte assurexcel.fr : bleu nuit #1C213E (dominant), gris #7d8a9d,
   texte #111426 – aucune couleur chaude sur les CTA – Montserrat (titres) + Open Sans (texte)
   Mobile-first
   ===================================================================== */

:root {
  --navy: #1c213e;
  --navy-dark: #1c213e;
  --navy-deep: #111426;
  --navy-light: #2b304e;
  --accent: var(--navy);
  --accent-text: #ffffff;
  --sky: #aeb6cc;
  --ink: #111426;
  --muted: #5f6a80;
  --grey: #7d8a9d;
  --line: #e3e6ee;
  --bg: #ffffff;
  --bg-soft: #f4f5f9;
  --success: #2e7d4f;
  --error: #b3261e;
  --radius: 14px;
  --shadow: 0 12px 32px rgba(28, 33, 62, .10);
  --container: 1140px;
  --font: "Open Sans", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-head: "Montserrat", "Open Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--bg);
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--navy); }
h1, h2, h3, h4 { font-family: var(--font-head); line-height: 1.2; margin: 0 0 .5em; color: var(--navy-dark); font-weight: 700; }
h1 { font-size: clamp(1.9rem, 5vw, 2.9rem); letter-spacing: -.01em; }
h2 { font-size: clamp(1.45rem, 3.4vw, 2.1rem); }
h3 { font-size: 1.15rem; }
p { margin: 0 0 1em; }
ul, ol { margin: 0 0 1em; padding-left: 1.2em; }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding-inline: 20px; }
.section { padding-block: 64px; }
.section--light { background: var(--bg-soft); }
.section--navy { background: var(--navy-dark); color: #fff; }
.section--navy h2, .section--navy h3 { color: #fff; }
.section-head { max-width: 760px; margin: 0 auto 40px; text-align: center; }
.section-lead { color: var(--muted); font-size: 1.05rem; }
.section-cta { text-align: center; margin-top: 36px; }
.eyebrow {
  display: inline-block; font-family: var(--font-head); font-size: .78rem; font-weight: 700; letter-spacing: .14em;
  text-transform: uppercase; color: var(--grey); margin-bottom: 10px;
}
.eyebrow--light { color: var(--sky); }
.card { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); }

.skip-link { position: absolute; left: -999px; top: 8px; background: #fff; padding: 8px 12px; z-index: 100; }
.skip-link:focus { left: 8px; }

/* ---------- Boutons ---------- */
.btn {
  display: inline-block; padding: 12px 24px; border-radius: 999px; border: 2px solid transparent;
  font-family: var(--font-head); font-weight: 700; font-size: .95rem; text-decoration: none; cursor: pointer; line-height: 1.2;
  transition: background .15s, color .15s, transform .15s, box-shadow .15s; text-align: center;
}
.btn:active { transform: translateY(1px); }
.btn--accent { background: var(--navy); color: #fff; border-color: var(--navy); }
.btn--accent:hover { background: var(--navy-light); border-color: var(--navy-light); }
.btn--light { background: #fff; color: var(--navy); border-color: #fff; }
.btn--light:hover { background: #e8eaf2; border-color: #e8eaf2; }
.btn--primary { background: var(--navy); color: #fff; border-color: var(--navy); }
.btn--primary:hover { background: var(--navy-dark); border-color: var(--navy-dark); }
.btn--ghost { background: transparent; color: #fff; border-color: rgba(255,255,255,.6); }
.btn--ghost:hover { background: rgba(255,255,255,.1); border-color: #fff; }
.btn--outline { background: transparent; color: var(--navy); border-color: var(--navy); }
.btn--outline:hover { background: var(--navy); color: #fff; }
.btn--lg { padding: 15px 30px; font-size: 1rem; }
.btn--sm { padding: 8px 16px; font-size: .85rem; }
.btn--block { display: block; width: 100%; }
.btn[disabled] { opacity: .6; cursor: wait; }

/* ---------- Bandeau compte à rebours ---------- */
.countdown-bar { background: var(--navy-deep); color: #fff; font-size: .93rem; }
.countdown-bar__inner { display: flex; flex-wrap: wrap; align-items: center; justify-content: center; gap: 8px 18px; padding-block: 8px; }
.countdown-bar__label { font-weight: 700; font-family: var(--font-head); font-size: .85rem; }
.countdown-bar__timer { display: inline-flex; gap: 10px; }
.cd { display: inline-flex; align-items: baseline; gap: 3px; }
.cd b { font-size: 1.1rem; font-variant-numeric: tabular-nums; min-width: 1.6ch; text-align: right; font-family: var(--font-head); }
.cd small { font-size: .72rem; }
.countdown-bar__cta { color: #fff; font-weight: 700; text-decoration: underline; text-underline-offset: 3px; }
.countdown-bar--today .countdown-bar__timer { display: none; }

/* ---------- Header / nav ---------- */
.site-header { position: sticky; top: 0; z-index: 50; background: #fff; border-bottom: 1px solid var(--line); }
.site-header__inner { display: flex; align-items: center; justify-content: space-between; min-height: 72px; position: relative; }
.brand img { height: 54px; width: auto; }
.nav-toggle { display: inline-flex; flex-direction: column; gap: 5px; background: none; border: 0; padding: 8px; cursor: pointer; }
.nav-toggle span { display: block; width: 24px; height: 2.5px; background: var(--navy); border-radius: 2px; transition: transform .2s, opacity .2s; }
.nav-toggle[aria-expanded="true"] span:nth-child(1) { transform: translateY(7.5px) rotate(45deg); }
.nav-toggle[aria-expanded="true"] span:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] span:nth-child(3) { transform: translateY(-7.5px) rotate(-45deg); }
.site-nav {
  display: none; position: absolute; left: 0; right: 0; top: 100%; background: #fff; border-bottom: 1px solid var(--line);
  flex-direction: column; padding: 12px 20px 20px; gap: 6px; box-shadow: var(--shadow);
}
.site-nav.is-open { display: flex; }
.site-nav a { color: var(--navy); text-decoration: none; font-weight: 600; padding: 10px 0; font-size: .95rem; }
.site-nav a.btn { margin-top: 6px; color: #fff; }

/* ---------- Hero ---------- */
.hero {
  background: var(--navy);
  color: #fff; padding-block: 56px 48px; position: relative; overflow: hidden;
}
.hero__inner { display: grid; gap: 40px; position: relative; }
.hero h1 { color: #fff; margin-bottom: 18px; }
.hero .eyebrow { color: var(--sky); }
.hero__sub { font-size: 1.08rem; max-width: 620px; color: rgba(255,255,255,.88); }
.hero__sub strong { color: #fff; font-weight: 700; }
.hero__ctas { display: flex; flex-direction: column; gap: 12px; margin: 26px 0 20px; }
.hero__reassurance { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px 22px; font-size: .9rem; color: rgba(255,255,255,.8); }
.hero__partners { background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.18); border-radius: var(--radius); padding: 22px; text-align: center; align-self: center; }
.hero__partners-label { font-family: var(--font-head); font-size: .75rem; text-transform: uppercase; letter-spacing: .14em; color: var(--sky); margin-bottom: 14px; }
.partner-logos { display: grid; grid-template-columns: 1fr; gap: 12px; }
.partner-logos__item { background: #fff; border-radius: 10px; padding: 14px 18px; display: flex; align-items: center; justify-content: center; min-height: 72px; }
.partner-logos__item img { max-height: 44px; width: auto; }
.partner-logos__item--placeholder { border: 1.5px dashed #cfd4e0; color: var(--grey); font-family: var(--font-head); font-weight: 700; font-size: 1.2rem; flex-direction: column; gap: 2px; }
.partner-logos__item--placeholder small { font-family: var(--font); font-weight: 400; font-size: .68rem; }

/* ---------- Chiffres-clés ---------- */
.stats-grid { display: grid; gap: 18px; grid-template-columns: 1fr; }
.stat { background: #fff; border-radius: var(--radius); padding: 28px 22px; box-shadow: var(--shadow); border-top: 4px solid var(--navy); }
.stat__value { font-family: var(--font-head); font-size: 2.3rem; font-weight: 800; color: var(--navy-dark); line-height: 1.1; margin-bottom: 8px; letter-spacing: -.01em; }
.stat__label { margin: 0 0 8px; font-weight: 500; }
.stat__source { margin: 0; font-size: .78rem; color: var(--grey); }
.stats-note { max-width: 760px; margin: 28px auto 0; text-align: center; color: var(--muted); font-size: .95rem; }

/* ---------- Piliers ---------- */
.pillars { display: grid; gap: 22px; grid-template-columns: 1fr; }
.pillar { border: 1px solid var(--line); border-radius: var(--radius); padding: 30px 26px; background: #fff; }
.pillar--highlight { border-color: var(--navy); box-shadow: var(--shadow); }
.pillar__icon { width: 54px; height: 54px; border-radius: 14px; background: var(--bg-soft); color: var(--navy-dark); display: grid; place-items: center; margin-bottom: 16px; }
.pillar__icon svg { width: 28px; height: 28px; }
.pillar--highlight .pillar__icon { background: var(--navy-dark); color: #fff; }
.pillar h3 { margin-bottom: 2px; }
.pillar__tag { color: var(--grey); font-weight: 600; font-size: .88rem; margin-bottom: 14px; font-family: var(--font-head); }
.pillar ul { padding-left: 1.1em; margin: 0; }
.pillar li { margin-bottom: 8px; }
.pillar__note { margin-top: 14px; padding-top: 12px; border-top: 1px dashed var(--line); font-size: .86rem; color: var(--muted); }

/* ---------- Audit ---------- */
.audit { display: grid; gap: 40px; }
.steps { list-style: none; padding: 0; margin: 24px 0 8px; display: grid; gap: 22px; }
.step { display: flex; gap: 16px; align-items: flex-start; }
.step__num { flex: 0 0 40px; height: 40px; border-radius: 50%; background: #fff; color: var(--navy); font-family: var(--font-head); font-weight: 800; display: grid; place-items: center; font-size: 1.05rem; }
.step h3 { color: #fff; font-size: 1.05rem; margin-bottom: 4px; }
.step p { margin: 0; color: rgba(255,255,255,.82); }
.audit__note { color: var(--sky); font-weight: 600; }
.prereq { margin-top: 26px; background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.18); border-radius: 12px; padding: 18px 20px; }
.prereq h3 { color: var(--sky); font-size: .95rem; text-transform: uppercase; letter-spacing: .1em; margin-bottom: 10px; }
.prereq ul { margin: 0; padding-left: 1.1em; color: rgba(255,255,255,.85); font-size: .93rem; }
.prereq li { margin-bottom: 4px; }

/* ---------- Formulaires ---------- */
.form { padding: 28px 22px; color: var(--ink); }
.form__title { margin-bottom: 18px; }
.field { margin-bottom: 14px; }
.field label { display: block; font-weight: 600; font-size: .9rem; margin-bottom: 5px; color: var(--navy-dark); }
.field input, .field select {
  width: 100%; padding: 11px 12px; border: 1.5px solid #cfd4e0; border-radius: 8px; font: inherit; color: var(--ink);
  background: #fff; transition: border-color .15s, box-shadow .15s;
}
.field input:focus, .field select:focus { outline: none; border-color: var(--navy); box-shadow: 0 0 0 3px rgba(43,48,78,.15); }
.field input.is-invalid, .field select.is-invalid { border-color: var(--error); }
.field .msg { display: block; color: var(--error); font-size: .82rem; margin-top: 4px; }
.field-row { display: grid; gap: 0 14px; grid-template-columns: 1fr; }
.field--check { display: flex; gap: 10px; align-items: flex-start; margin: 18px 0; }
.field--check input { width: 20px; height: 20px; flex: 0 0 20px; margin-top: 2px; accent-color: var(--navy); }
.field--check label { font-weight: 400; font-size: .85rem; color: var(--ink); line-height: 1.5; margin: 0; }
.req { color: var(--error); }
.opt { color: var(--grey); font-weight: 400; font-size: .85rem; }
.hp { position: absolute; left: -9999px; top: -9999px; height: 0; overflow: hidden; }
.form__error { background: #fbeceb; color: var(--error); border: 1px solid #f1c6c2; border-radius: 8px; padding: 10px 12px; font-size: .92rem; }
.form__legal { font-size: .8rem; color: var(--grey); margin: 12px 0 0; text-align: center; }

/* ---------- Matinale ---------- */
.event { display: grid; gap: 36px; }
.event__meta { padding: 22px; display: grid; gap: 16px; margin-bottom: 28px; }
.event__meta-item { display: flex; gap: 12px; align-items: flex-start; }
.event__meta-icon { font-size: 1.3rem; line-height: 1.2; }
.event__meta-item strong { color: var(--navy-dark); font-family: var(--font-head); font-size: .9rem; }
.event__program-title { margin-bottom: 14px; }
.program { list-style: none; padding: 0; margin: 0 0 28px; counter-reset: prog; display: grid; gap: 14px; }
.program li { position: relative; padding-left: 46px; counter-increment: prog; }
.program li::before {
  content: counter(prog); position: absolute; left: 0; top: 2px; width: 32px; height: 32px; border-radius: 10px;
  background: var(--navy-dark); color: #fff; font-family: var(--font-head); font-weight: 700; display: grid; place-items: center; font-size: .9rem;
}
.program strong { display: block; color: var(--navy-dark); }
.program span { color: var(--muted); font-size: .95rem; }
.speakers { display: grid; gap: 14px; grid-template-columns: 1fr; }
.speaker { display: flex; gap: 16px; align-items: center; background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 16px 18px; }
.speaker__avatar { flex: 0 0 76px; width: 76px; height: 76px; border-radius: 50%; background: var(--navy-dark); color: #fff; display: grid; place-items: center; font-family: var(--font-head); font-weight: 800; font-size: 1.1rem; overflow: hidden; }
.speaker__avatar img { width: 100%; height: 100%; object-fit: cover; }
.speaker__avatar--logo { background: #fff; border: 1px solid var(--line); border-radius: 12px; }
.speaker__avatar--logo img { object-fit: contain; padding: 4px; }
.speaker__name { font-family: var(--font-head); font-weight: 700; color: var(--navy-dark); display: block; }
.speaker__role { color: var(--muted); font-size: .9rem; }
.speaker__logo { margin-left: auto; height: 30px; width: auto; flex: 0 0 auto; }
.event--closed .form { opacity: .55; pointer-events: none; }
.event__closed-msg { background: var(--bg-soft); border: 1px solid var(--line); color: var(--navy-deep); padding: 12px 14px; border-radius: 8px; margin-bottom: 16px; }

/* ---------- Footer ---------- */
.site-footer { background: var(--navy); color: rgba(255,255,255,.8); padding-block: 48px 24px; font-size: .92rem; }
.site-footer a { color: #fff; text-decoration-color: rgba(255,255,255,.5); }
.site-footer h4 { color: #fff; font-size: .82rem; text-transform: uppercase; letter-spacing: .12em; margin: 0 0 12px; }
.footer-grid { display: grid; gap: 30px; grid-template-columns: 1fr; margin-bottom: 36px; }
.footer-logos { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.footer-logos img { height: 44px; width: auto; }
.footer-logos img:first-child { height: 56px; }
.agencies { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; font-size: .88rem; }
.agencies strong { color: #fff; display: block; }
address { font-style: normal; margin-bottom: 16px; }
.legal { border-top: 1px solid rgba(255,255,255,.12); padding-top: 24px; font-size: .78rem; line-height: 1.55; color: rgba(255,255,255,.62); }
.legal p { margin-bottom: .8em; }
.legal__note { font-style: italic; }
.copyright { text-align: center; font-size: .78rem; color: rgba(255,255,255,.45); margin: 24px 0 0; }

/* ---------- Pages secondaires ---------- */
.page { padding-block: 56px; }
.page--narrow { max-width: 780px; }
.confirm { text-align: center; padding: 48px 24px; }
.confirm__icon { width: 72px; height: 72px; border-radius: 50%; background: var(--bg-soft); color: var(--navy-dark); display: grid; place-items: center; margin: 0 auto 20px; font-size: 2rem; }
.confirm h1 { font-size: clamp(1.5rem, 4vw, 2.1rem); }
.confirm__next { text-align: left; max-width: 520px; margin: 24px auto; }
.confirm__actions { display: flex; flex-direction: column; gap: 10px; margin-top: 28px; }
.legal-page h2 { font-size: 1.25rem; margin-top: 2em; }
.legal-page table { border-collapse: collapse; width: 100%; font-size: .9rem; margin-bottom: 1em; }
.legal-page th, .legal-page td { border: 1px solid var(--line); padding: 8px 10px; text-align: left; vertical-align: top; }
.legal-page th { background: var(--bg-soft); }
.table-scroll { overflow-x: auto; }

/* ---------- Tablette & desktop ---------- */
@media (min-width: 640px) {
  .field-row { grid-template-columns: 1fr 1fr; }
  .hero__ctas { flex-direction: row; flex-wrap: wrap; }
  .stats-grid { grid-template-columns: repeat(2, 1fr); }
  .confirm__actions { flex-direction: row; justify-content: center; }
  .footer-grid { grid-template-columns: 1fr 1.3fr 1fr; }
  .agencies { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 900px) {
  .section { padding-block: 88px; }
  .nav-toggle { display: none; }
  .site-nav { display: flex; position: static; flex-direction: row; align-items: center; gap: 26px; padding: 0; border: 0; box-shadow: none; background: transparent; }
  .site-nav a.btn { margin: 0; }
  .hero { padding-block: 88px 76px; }
  .hero__inner { grid-template-columns: 1.4fr 1fr; align-items: center; }
  .stats-grid { grid-template-columns: repeat(4, 1fr); }
  .pillars { grid-template-columns: repeat(3, 1fr); }
  .audit { grid-template-columns: 1.05fr 1fr; align-items: start; }
  .event { grid-template-columns: 1.05fr 1fr; align-items: start; }
  .form { padding: 34px 30px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .btn, .nav-toggle span { transition: none; }
}

/* ---------- Questions / sinistres / idées reçues ---------- */
.questions { list-style: none; padding: 0; margin: 32px auto 0; max-width: 860px; display: grid; gap: 10px; }
.questions li { background: #fff; border-left: 4px solid var(--navy); border-radius: 8px; padding: 12px 16px; font-weight: 600; color: var(--navy); box-shadow: var(--shadow); }
.claims { display: grid; gap: 20px; grid-template-columns: 1fr; }
.claim { background: #fff; border-radius: var(--radius); box-shadow: var(--shadow); padding: 26px 24px; border-top: 4px solid var(--navy); }
.claim h3 { margin-bottom: 8px; }
.claim__story { color: var(--navy); font-weight: 600; margin-bottom: 12px; }
.claim__costs { list-style: none; padding: 0; margin: 0; font-size: .93rem; color: var(--muted); }
.claim__costs li { display: flex; justify-content: space-between; gap: 12px; padding: 5px 0; border-top: 1px dashed var(--line); }
.claim__costs b { color: var(--navy); font-family: var(--font-head); white-space: nowrap; }
.claim__total { margin-top: 10px; padding-top: 10px; border-top: 2px solid var(--navy); display: flex; justify-content: space-between; font-family: var(--font-head); font-weight: 700; color: var(--navy); }
.objections { display: grid; gap: 20px; grid-template-columns: 1fr; }
.objection { border: 1px solid var(--line); border-radius: var(--radius); padding: 24px 22px; background: #fff; }
.objection h3 { font-size: 1.02rem; margin-bottom: 8px; }
.objection h3::before { content: "« "; color: var(--grey); }
.objection h3::after { content: " »"; color: var(--grey); }
.objection p { margin: 0; color: var(--muted); font-size: .95rem; }
.objection p + p { margin-top: 8px; }
.partner-logos__item--stoik img { max-height: 34px; }
@media (min-width: 640px) {
  .claims { grid-template-columns: repeat(3, 1fr); }
  .objections { grid-template-columns: 1fr 1fr; }
}

.cal-links { display: flex; flex-wrap: wrap; gap: 8px; margin: 4px 0 16px; }